Fee Structure

Transparent pricing. No hidden fees.

QOVA charges a simple spread and passes all other costs at cost. Zero banking fees. Zero hidden charges. Volume tiers that reward scale.

$0
Banking Fees
$0 QOVA
Withdrawal Fees
0.50%
Standard Spread
Custom
Institutional Spread
Volume Tiers

The more you move, the better your rate.

Standard
Up to $100K / month
0.50%
Exchange spread
Wire fee$0
OTC accessN/A
SupportEmail · 48h response
Dedicated RM
API Access
Professional
$100K – $500K / month
0.35%
Exchange spread
Wire fee$0
OTC access$50K minimum
SupportPriority Email · 24h response
Dedicated RM
API Access✓ Full
Most Popular
VIP
$500K – $1M / month
0.20%
Exchange spread
Wire fee$0
OTC access$50K minimum
SupportDedicated RM · 4h response
Dedicated RM✓ Yes
API Access✓ Full
Enterprise
Institutional
$1M+ / month
Custom
Exchange spread
Wire fee$0
OTC access$50K minimum
SupportDedicated Trader + RM · Direct line
Dedicated RM✓ Yes
API Access✓ Full

All tiers are based on 30-day rolling volume. Tier upgrades apply automatically at the start of the next calendar month. Custom institutional pricing negotiated directly with our sales team.

Network & Transfer Fees

Pass-through costs. Zero markup.

USDT — TRC-20 (Tron)~$1–3 per transaction

Actual blockchain network fee, passed through at cost

USDT — ERC-20 (Ethereum)Variable (gas)

Ethereum network gas fee — highly variable based on congestion

Incoming Wire Transfer$0

No fee for receiving fiat wires into your QOVA account

Outgoing Wire Transfer$0 QOVA fee

QOVA charges no wire fee; your receiving bank may charge

Market Comparison

QOVA vs. legacy rails.

MethodSettlement TimeCost
SWIFT (correspondent banking)
2–5 business days1–3% + fixed fees
SEPA Transfer (EU)
1 business day€15–€30 per transfer
Ripple / xRapid
3–5 seconds0.01–0.05%
QOVA Exchange (Standard)
2.3 seconds0.50% spread · $0 banking
QOVA Exchange (Institutional)
2.3 secondsCustom spread · $0 banking