Your assets. Fully backed. Always verifiable.
QOVA maintains a 1:1 (or greater) reserve ratio for all client assets at all times. Our Proof of Reserves framework enables any client or counterparty to independently verify that we hold the assets we claim — on-chain, publicly, with no trust required.
In the post-FTX landscape, on-chain verifiability is not a differentiator — it is the minimum standard for institutional trust. QOVA sets that standard.
Reserve ratio: ≥ 100% at all times.
Last verified: March 26, 2026 · Next scheduled audit: Q1 2026
Reserve methodology: Client balances are reconciled daily against on-chain wallet holdings. The reserve ratio represents (total on-chain assets) ÷ (total client liabilities) × 100. A ratio of 100% means every client balance is fully backed. A ratio above 100% indicates excess capital held as an additional buffer.
Verification methodology.
At the time of each audit, a full snapshot of all client balances is taken from our internal ledger. Every wallet address and its balance is recorded.
Each client-linked wallet address is verified on the public blockchain. On-chain balances must equal or exceed the total client liabilities in our ledger.
Client balances are hashed into a Merkle tree. Each client can verify their individual balance is included in the total without exposing others' data.
The complete audit report — including all wallet addresses, on-chain verification links, and reserve ratios — is published and archived.
Every quarter. On record.
| Period | Date | Reserve Ratio | Auditor | Status |
|---|---|---|---|---|
| Q1 2025 | March 31, 2025 | 100% | Internal | Published |
| Q2 2025 | June 30, 2025 | 108% | Internal | Published |
| Q3 2025 | September 30, 2025 | 115% | Internal | Published |
| Q4 2025 | December 31, 2025 | 115% | Internal | Published |
| Q1 2026 | March 31, 2026 | — | 3rd Party (Planned) | Upcoming |
Third-party audit by an independent accredited firm is planned for Q1 2026 and annually thereafter. Reserve reports are retained indefinitely and available on request.